The Forestry Forum

General Forestry => Sawmills and Milling => Topic started by: burdman_22 on April 18, 2024, 10:21:13 PM

Title: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: burdman_22 on April 18, 2024, 10:21:13 PM
Anyone use Pennsylvania Lumbermens Mutual Insurance Company (PLM) for insurance?

I'm picking up my LT35 HD on the 29th, and plan on using PLM for insuring my mill. I will just be milling my own logs at first....maybe transporting the mill from MD to KY on occasion, and possibly down to AL a time or two. I might get into mobile milling as a business eventually.

Curious if anyone has any good or bad experience with PLM. Anyone actually filed a claim through them? Hiw was the process? What was it for?

Anyone use anyone else for insurance that is easily accessible to everyone?
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: fluidpowerpro on April 19, 2024, 03:55:51 PM
My General Liability Insurance is from Scottsdale Insurance Company.
I've never had a claim so I can't say if it's any good.
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: burdman_22 on April 20, 2024, 12:16:25 AM
Quote from: fluidpowerpro on April 19, 2024, 03:55:51 PMMy General Liability Insurance is from Scottsdale Insurance Company.
I've never had a claim so I can't say if it's any good.
Does it just cover your mill? What do you pay per year?
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: fluidpowerpro on April 20, 2024, 01:37:05 AM
It does not cover my mill. Just liability when I'm milling on someone else's property. 1 million of coverage. About $600/yr.
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: burdman_22 on April 21, 2024, 09:24:03 AM
Quote from: fluidpowerpro on April 20, 2024, 01:37:05 AMIt does not cover my mill. Just liability when I'm milling on someone else's property. 1 million of coverage. About $600/yr.
Oh ok. What I am looking at is just coverage for my mill. I won't be milling for anyone, so mill coverage is all I would need. It is $1k per year, which seems a bit pricey
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: Southside on April 21, 2024, 09:48:06 AM
Insurance, especially anything related to a sawmill, has gotten very expensive to impossible to obtain over the past year.  PLM is a good company.  
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: TimW on April 22, 2024, 12:01:27 AM
I pay $66 a month for full coverage on my mill with Texas Farm Bureau.
Title: Re: Pennsylvania Lumbermens Mutual Insurance Company (PLM)
Post by: burdman_22 on April 22, 2024, 04:43:58 PM
I called geico today. They're commercial department can cover my mill for about $720 per year, so a bit cheaper than PLM