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Pennsylvania Lumbermens Mutual Insurance Company (PLM)

Started by burdman_22, April 18, 2024, 10:21:13 PM

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burdman_22

Anyone use Pennsylvania Lumbermens Mutual Insurance Company (PLM) for insurance?

I'm picking up my LT35 HD on the 29th, and plan on using PLM for insuring my mill. I will just be milling my own logs at first....maybe transporting the mill from MD to KY on occasion, and possibly down to AL a time or two. I might get into mobile milling as a business eventually.

Curious if anyone has any good or bad experience with PLM. Anyone actually filed a claim through them? Hiw was the process? What was it for?

Anyone use anyone else for insurance that is easily accessible to everyone?

fluidpowerpro

My General Liability Insurance is from Scottsdale Insurance Company.
I've never had a claim so I can't say if it's any good.
Change is hard....
Especially when a jar full of it falls off the top shelf and hits your head!

burdman_22

Quote from: fluidpowerpro on April 19, 2024, 03:55:51 PMMy General Liability Insurance is from Scottsdale Insurance Company.
I've never had a claim so I can't say if it's any good.
Does it just cover your mill? What do you pay per year?

fluidpowerpro

It does not cover my mill. Just liability when I'm milling on someone else's property. 1 million of coverage. About $600/yr.
Change is hard....
Especially when a jar full of it falls off the top shelf and hits your head!

burdman_22

Quote from: fluidpowerpro on April 20, 2024, 01:37:05 AMIt does not cover my mill. Just liability when I'm milling on someone else's property. 1 million of coverage. About $600/yr.
Oh ok. What I am looking at is just coverage for my mill. I won't be milling for anyone, so mill coverage is all I would need. It is $1k per year, which seems a bit pricey

Southside

Insurance, especially anything related to a sawmill, has gotten very expensive to impossible to obtain over the past year.  PLM is a good company.  
Franklin buncher and skidder
JD Processor
Woodmizer LT Super 70 and LT35 sawmill, KD250 kiln, BMS 250 sharpener and setter
Riehl Edger
Woodmaster 725 and 4000 planner and moulder
Enough cows to ensure there is no spare time.
White Oak Meadows

TimW

I pay $66 a month for full coverage on my mill with Texas Farm Bureau.
Mahindra 6520 4WD with loader/backhoe and a Caterpiller E70 Excavator.  My mill is a Woodmizer LT40HD Wide 35hp Yanmar Diesel. An old Lull 644D-34 called Bull

burdman_22

I called geico today. They're commercial department can cover my mill for about $720 per year, so a bit cheaper than PLM

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