The Forestry Forum is sponsored in part by:

iDRY Vacuum Kilns


Forestry Forum
Sponsored by:


TimberKing Sawmills



Toll Free 1-800-582-0470

LogRite Tools



Norwood Industries Inc.




Your source for Portable Sawmills, Edgers, Resaws, Sharpeners, Setters, Bandsaw Blades and Sawmill Parts

EZ Boardwalk Sawmills. More Saw For Less Money!

STIHLDealers.com sponsored by Northeast STIHL


Woodland Sawmills

Peterson Swingmills

 KASCO SharpTech WoodMaxx Blades

Turbosawmill

Sawmill Exchange

Michigan Firewood, your BRUTE FORCE Authorized Dealer

Baker Products

ECHO-Bearcat

iDRY Wood Lumber Vacuum Drying for everyon

Nyle Kiln Dry Systems

Chainsawr, The Worlds Largest Inventory of Chainsaw Parts

Smith Sawmill Service

Dynamic Green Products Inc.





Author Topic: Sawmill Insurance  (Read 1378 times)

0 Members and 1 Guest are viewing this topic.

Offline delvis

  • Full Member x2
  • ***
  • Posts: 224
  • Age: 50
  • Location: Maine
  • Gender: Male
  • "I jus' 'bout 'magine"
    • Share Post
Sawmill Insurance
« on: July 20, 2014, 10:51:30 AM »
Hello all,

I just wanted to relay an experience I had recently changing my sawmill insurance carrier from a local agent and two different companies to Margeson and Associates out of New York, who are featured here as sponsors on the side bar and go by MAI on the forum.  I contacted DJ Rossi and was able to take care of everything with one phone call and several faxes back and forth.  The policy is comparable to the old one I had, with both liability and comprehensive and the price was slightly lower, but that wasn't the main reason for wanting to switch.  My local agent was trying to find a new carrier that would cover sawmills without much luck.  Even once she found one, I still had to deal with two different carriers and two different sets of bills with one being payable only in full once a year for $600 and the other being over $200 every quarter.  It's not easy to pay that much at once with a small sideline business that brings in about $10,000 a year gross. 

Anyway, Margeson and Associates allowed me finance the premium over 9 months with a down payment and the whole transition was painless.  I would recommend them to anyone who doesn't have insurance, they have a plan that will work for you.  Either way, I urge people to get insurance if you're even thinking about sawing off your own property.
If I never saw another board I will at least die happy having spent the last few years working with my dad!

Offline woodNthings

  • member
  • *
  • Posts: 42
  • Age: 33
  • Location: Lower Alabama
  • Gender: Male
    • Share Post
Re: Sawmill Insurance
« Reply #1 on: July 20, 2014, 03:28:27 PM »
Glad to hear you had a good experience with them, DJ supplied me with the same treatment activating my coverage. I too am just a side bussiness LLC guy but definately see the need to be insured.
Lets hope we never need to put it to use!
'10 WM LT33 Hyd.
'80s Case rough terrain forklift
'54 Farmall Super A
'01 Duramax

Offline JohnM

  • Senior Member x2
  • *****
  • Posts: 1087
  • Age: 50
  • Location: Eastern Maine
  • Gender: Male
  • Sometimes its best to punt and play field position
    • Share Post
Re: Sawmill Insurance
« Reply #2 on: July 21, 2014, 08:30:24 AM »
Now if they would just cover swing mills. :(  Insurance is such a PITA.
Lucas 830 w/ slabber; Kubota L3710; Wallenstein logging winch; Split-fire splitter; Stihl 036; Jonsered 2150

Offline ET

  • Senior Member
  • ****
  • Posts: 402
  • Age: 69
  • Location: Northern Ohio
  • Gender: Male
  • Still Learning!
    • Share Post
Re: Sawmill Insurance
« Reply #3 on: July 21, 2014, 08:39:16 AM »
I just sent them an email about getting me a quote as my current insurance is at its annual renewal time. Im currently paying $2500 annually.  If anyone on FF has swingmill insurance cheaper than this please respond on this thread. Thanks
Lucas 1030, Slabber attachment, Husky 550XP, Ford 555B hoe, Blaze King Ultra, Vermeer chipper, 70 acres with 40 acres Woods.

Offline beenthere

  • Senior Member x2
  • *****
  • Posts: 26932
  • Location: Southern Wisconsin, USA
  • Gender: Male
    • Share Post
Re: Sawmill Insurance
« Reply #4 on: July 21, 2014, 10:50:46 AM »
What does that $2500 cover?
south central Wisconsin
 It may be that my sole purpose in life is simply to serve as a warning to others

Offline ET

  • Senior Member
  • ****
  • Posts: 402
  • Age: 69
  • Location: Northern Ohio
  • Gender: Male
  • Still Learning!
    • Share Post
Re: Sawmill Insurance
« Reply #5 on: July 21, 2014, 11:37:42 AM »
It covers lots of small stuff like debris removal, equipment rental, pollutant cleanup, etc if you cause a problem at customer site, plus 1,000,000/2,000,000 personal injury/ medical. These are the required limits for doing offsite jobs for large operations/organizations.
Lucas 1030, Slabber attachment, Husky 550XP, Ford 555B hoe, Blaze King Ultra, Vermeer chipper, 70 acres with 40 acres Woods.

Offline MAI

  • Sponsor
  • *
  • Posts: 109
  • Age: 67
  • Location: Horseheads, NY
  • Gender: Male
    • Share Post
Re: Sawmill Insurance
« Reply #6 on: July 21, 2014, 12:00:42 PM »
Thanks for the feedback.  Myself and other agents strive to be as efficient and informative as possible when speaking with everyone. I'll do whatever it takes to assist someone whether during normal business hours or from home.  Having a program servicing all 50 states requires me to contact many people in the evenings.  Whether we secure the business or not, our company president, Mark Margeson, has always stated that our job is to at least educate and inform everyone we speak with.

FYI: Are your mills covered for perils such as floods, tornadoes, hurricanes and wild fires?  I'm getting a lot of calls from new people around the country regarding this.   Something to check on with your current agent/insurance company.

As far as swing blade insurance, our program wasn't designed to accommodate that type of mill.  Sorry about that guys.

Thanks again for the comments,

DJ   

Offline JohnM

  • Senior Member x2
  • *****
  • Posts: 1087
  • Age: 50
  • Location: Eastern Maine
  • Gender: Male
  • Sometimes its best to punt and play field position
    • Share Post
Re: Sawmill Insurance
« Reply #7 on: July 21, 2014, 01:07:23 PM »
Thanks for the feedback.  Myself and other agents strive to be as efficient and informative as possible when speaking with everyone. I'll do whatever it takes to assist someone whether during normal business hours or from home.  Having a program servicing all 50 states requires me to contact many people in the evenings.  Whether we secure the business or not, our company president, Mark Margeson, has always stated that our job is to at least educate and inform everyone we speak with.

FYI: Are your mills covered for perils such as floods, tornadoes, hurricanes and wild fires?  I'm getting a lot of calls from new people around the country regarding this.   Something to check on with your current agent/insurance company.

As far as swing blade insurance, our program wasn't designed to accommodate that type of mill.  Sorry about that guys.

Thanks again for the comments,

DJ
I'm curious, DJ, what(how/why) are the differences between a bandmill vs a swing mill from an insurance aspect?  Obviously the mills go about it differently but in the end they do the same job/action, break a log down into lumber.  Thanks for any info/insight.   :P :)
Lucas 830 w/ slabber; Kubota L3710; Wallenstein logging winch; Split-fire splitter; Stihl 036; Jonsered 2150

Offline logboy

  • Senior Member
  • ****
  • Posts: 674
  • Location: Wisconsin
    • Share Post
Re: Sawmill Insurance
« Reply #8 on: July 21, 2014, 01:35:26 PM »
ET, your swingmill insurance sounds a bit high. I have my International truck, the swingmill and liability coverage in a package deal for less than that. I believe I got it through Forest Insurance Center on the left. Or maybe they kicked me to someone else who they work with. I cant remember.
I like Lucas Mills and big wood.  www.logboy.com

Offline ET

  • Senior Member
  • ****
  • Posts: 402
  • Age: 69
  • Location: Northern Ohio
  • Gender: Male
  • Still Learning!
    • Share Post
Re: Sawmill Insurance
« Reply #9 on: July 21, 2014, 07:31:12 PM »
Logboy, who exactly are you with?  Id like to contact them. My current carrier can retire on what I pay for my vehicles, home, farm, equipment, and sawmill. Everything is charged seperately. I bet I pay over 20000 a year in insurance counting obama health care
Lucas 1030, Slabber attachment, Husky 550XP, Ford 555B hoe, Blaze King Ultra, Vermeer chipper, 70 acres with 40 acres Woods.

Offline logboy

  • Senior Member
  • ****
  • Posts: 674
  • Location: Wisconsin
    • Share Post
Re: Sawmill Insurance
« Reply #10 on: July 21, 2014, 11:50:47 PM »
Yikes. Try Forest Insurance Center. I think I went through them, or they referred me to someone close. Its been a while since I signed up.

http://www.forestryforum.com/insurance.htm
I like Lucas Mills and big wood.  www.logboy.com


Share via delicious Share via digg Share via facebook Share via linkedin Share via pinterest Share via reddit Share via stumble Share via tumblr Share via twitter

xx
Buzz about sawmill insurance vs. bandsaw mill insurance

Started by Kelvin on Sawmills and Milling

66 Replies
18230 Views
Last post January 26, 2012, 09:51:36 AM
by kevin jones
xx
Sawmill Insurance

Started by Dewey on Sawmills and Milling

29 Replies
2918 Views
Last post August 11, 2014, 11:42:23 PM
by giant splinter
xx
Sawmill Insurance

Started by Paul G on Sawmills and Milling

6 Replies
2060 Views
Last post May 08, 2009, 08:48:47 PM
by peterduncan
xx
Insurance on a Sawmill?

Started by BWoody on Sawmills and Milling

9 Replies
1246 Views
Last post January 10, 2017, 09:12:33 AM
by WV Sawmiller
 


Powered by EzPortal